Debt Collection Agency (Capital Management) Refuses to Stop Calling Me. What Can I Do?

Capital Management Services Group

1. Collection agency asking for monthly payment on a charge off?

Perhaps our President should introduce a mandatory written exam for anyone wishing to apply for credit to be absolutely sure they fully understand what they are getting into and all the implications of not adhering to a credit agreement. Some of the questions on this site - not so much this one - make me cringe with embarrassment for the person asking the question. So many people seem to happily sign credit agreements with no real understanding of exactly what they are agreeing to or that the credit agreement itself is a legally binding document.

2. Can collection agency damage my credit history?

You owe. Makes no distinction that your shape replaced into not on time and which you found substitute tenants. Your hire required a 60-day word. you in basic terms gave 30. you may are transforming into something in writing out of your former landlord indicating that the 30-day word replaced into proper considering you have found substitute tenants ..... surely, if it ai not in writing, you are caught with that written hire. Pay the series business enterprise yet until now you pay a cent, get a written settlement settlement that they gained't record the debt to the credit bureaus in replace on your fee. you may desire to be waiting to barter a smaller settlement yet do no longer anticipate it. maximum pay for delete agreements desire finished fee.

3. i settled a debt with a collection agency but i think they are a scam now what should i do?

as long as you paid directly to boa...you are fine...takes time to clear up....follow up with them weekly

4. what happens if i dont pay a collection agency?

Its not worth ignoring it on the basis that it will affect your credit history for a long period of time. So if you need any help with lending in the next couple of years no financial institutions will be able to help you unless the debt is paid in ful or cleared. However, most collection agencies are happy to come to some sort of solution with you i. e a repayment plan where you can start paying them money but may not affect your expenses for Europe. You shouldnt have a problem at the airport but you should get onto it straightaway!

5. If I buy a 100k house with 80k mortgage, and sell it immediately for only 60k, will the collection agency hound me for the other 20k?

NOT GOING TO HAPPEN at least not in the USA. See Donald Tepper's answer.I've no idea what economics you are looking to exploit here but if you were to somehow execute this senerio you've just generated $20,000 of taxable income to yourself with exactly $0 cash coming to you

6. Can collection agency add negative items to credit report after orig debt's SOL has expired?

States collecting SOL have nothing to do with the reporting period. If the collector owns the debt and it is still within the reporting period, they have a legal right to report it. If they are reporting, they MUST report accurately. They cannot report, for example, past due, past due balance, open account, factoring company, 1 month terms, etc., etc., etc. If they are reporting and the original creditor is reporting also, the original creditor MUST report with a zero balance. You have a right to dispute any and all inaccurate info that is being reported by either the collector or the original creditor. One poster mentioned that the collecting SOL might be reset. The collecting SOL in Ca. "cannot" be reset once the account has been charged off - even if a payment or an agreement to pay is made. Once it's charged off - that's it. Code of Civil Procedure 337(2). RNC, Inc. v. Tsegeletos (1991) 231 Cal.App.3d 967, 972 edit SCH posted that they can report the account forever - NO Once it has passed the legal reporting period it would be illegal for them to continue to report or for another collector to place it on your reports. If they do, you have a legal right to sue them for FDCPA, FCRA and California's own FDCPA violations. If you create a solid papertrail of their violations, you would more than likely win. Ca. has their own, very strong, version of the FDCPA, you should read it.

get in touch with us
مقالات مقترحة
How Does Traditional Market Research Integrate Blockchain
Insights network launched the install blockchain, which is one of the most unique blockchain technology use cases seen in the world. In this article, we will discuss how our blockchain Market Research Network works from a technical perspective, and how this technology can improve data quality, reduce costs, reduce fraud, and empower data creators.Next, we will focus on some of the most common problems in the traditional market research industry. Since the birth of the Internet, there has been no innovative standard practice in the traditional market research industry.Problem: low quality users. Unconfirmed false data. The traditional panel only allows users to register and select demographic information. We call it personal data value (age, gender, income level, number of children, pet owner, etc.). IP address detection is the basis for deciding whether to allow consumers to participate in the survey. In some cases, a method called "river sampling" is used to conduct real-time surveys of respondents. In this method, anyone who visits the survey link will begin to be screened for demographic questions and enter the relevant surveys (if available). This will lead to a poor user experience, which we will discuss in another article on this blog.Solution: verify the blockchain account. The submitted value is assigned to the install blockchain account as a hash value after verification. The insights network blockchain authentication account is assigned a hash value, allowing the account to participate in the smart contract. The identity is verified by a third-party authentication partner, and the value of the profile is submitted as an unexplained hash value, so it is impossible to know what value is assigned to each user. We use our patent application zero knowledge proof authentication scheme as a filter to ensure that authentication partners cannot track the documents they are validating. The technology we are applying for patent will be published and disclosed in detail before the end of 2019. Next, you will see the account verification record that occurs in real time and recorded on the blockchain. In this example, the account "fbtiezh3sty4" has received the authentication credentials assigned to its account and submitted to the install blockchain as "commit".Install blockchain record of the validated profile value submitted to the blockchain accountProblem: poor user experience. When conducting the survey on the traditional market research platform, a method called "river sampling" is adopted to conduct real-time survey on the respondents. In this method, anyone who visits the link will begin to be screened for demographic questions and guided to the relevant survey (if any). This leads to a bad user experience, and users constantly jump out of the survey in the process of accepting the survey. This is a waste of investigators' time and creates great frustration among the team members, resulting in a low retention rate of the team. For example, a requester can set a condition that only men aged 30-40 who drive a white car, own a dog and have mortgage debt are eligible to participate in the survey. Instead of predetermining these values before service users, they ask them when investigators conduct surveys. Some surveys may take 45 minutes to complete. Imagine that you spent 25 minutes completing a survey, but when they asked you if you had a pet and you said no, you were rejected. What would you think. This happened to most respondents.Solution: determine the "match" in advance before providing users with investigation opportunities. Through the smart contract on the install blockchain, you can find the value of the blockchain account submitted to each user and the local storage of the encryption profile value on the user's device. Every time a survey opportunity is created and funded, it enters the insights network data exchange smart contract. The contract then polls each device connected to the network for a device that matches the requested survey. The same selection criteria as traditional market research products can be set by the requester, but it does not allow anyone on the local IP address to access the survey - just to pop up unqualified participants afterwards - the smart contract searches for active devices on the network and only shows the survey opportunities to providers who meet the exact criteria specified by the requester. We use the so-called disconnection circuit to calculate the encryption profile value of each user to determine the "match". During the matching process, encrypted data polled for eligible demographic data will never be decrypted - giving users complete control over the visibility of their data. Here is how to record a match on the blockchain:Complete the "matched" install blockchain recordOnce a match is determined, the provider can see an investigation opportunity. Users can view the compensation provided for completing the survey, the personal data requested and the submitted data, and agree when exchanging personal data and responding to the survey. The submitted answer cannot be represented by a hash value.Install blockchain record for data exchangeQuestion: can you really believe these data? Most panel companies that complete the brand survey sample provide data sets to brands in an opaque situation. Previously, the industry has been plagued by the sharing of personally identifiable information (also known as "PII"). However, with the introduction of the general data protection regulation (gdpr) by the European Union (EU), this system has undergone major adjustments. It is illegal to collect consumers' personal identity information and sell it to a third party without consumers' consent. If the PII of consumers cannot be shared, it is more difficult to provide accurate information about the surveyed users. Nevertheless, most online panel companies have completely unauthenticated user databases, and trust in people is the only determinant of data quality.Solution: the blockchain can verify the transaction ID. When running an example on the insights network, the blockchain transaction ID is associated with each respondent. This creates audit trails that are not available in the current market research industry. There is now a clear record of team members' submissions and the relevant summary values of each team member. In addition to transparency, these transaction IDS can also be used as your consent records, that is, the consumers you investigate and exchange data agree to the data exchange you pay for them. Some gdpr laws require applicants to keep records of subjects' consent. Using the insights network, this feature is built-in to the end-to-end experience.The following is a screenshot of the data export of a survey recently launched by insight networ. As the requester, this is the data you paid and the data you received. As an additional feature, insights network uses one-time pad encryption for all data you purchase. This means that insights network cannot pry into the data set you pay as a requester. After you export the data, this is the only time you can export the data.Results of a survey sponsored by insights network on the popular cryptocurrency chainlinkProblem: slow invoicing and long revenue turnover time. At present, the invoicing time of the market research industry needs at least 60-90 days, and a brand can pay the expenses of researchers. This means that team members also have to wait for their bonus. The core reason is the lack of high-quality data and deceptive survey responses that need to be evaluated and filtered from the final data set. This may take several weeks for the brand to comb through the data and determine which data sets are available and which are false. This is a particularly painful experience for group companies because they are waiting for feedback from the brand. Basically, the brand tells them how much they will get from the data set provided by group members.Solution: early data verification and smart contract payment data exchange. As mentioned in this article, the verification of profile values, matching on blockchain and smart contract governance create a more efficient and high-quality end-to-end experience. The last thing to record is the payment scheme. Because surveys can be provided to pre-determined, pre validated audiences, payments occur immediately and are subject to smart contracts. Install cryptocurrency provides funds for the smart contract according to the budget determined by the requester, and pays the provider with blockchain transaction immediately after the provider submits and agrees to the data exchange. The following is the transaction ID of the data exchange smart contract paid to the provider who completed and agreed to exchange in the network.Blockchain transaction ID of payment data exchangeCryptocurrency payments on the blockchain and install blockchain are borderless and can be sent to anyone around the world within 1 second. It also opens up access to emerging markets that were previously inaccessible due to the collapse of their banking systems.Development prospectAt present, we are running the survey sample on the install blockchain network as the first use case of insights network. This technology has unlimited scalability, can safely verify data, and communicate privately on the network in a transparent record, such as sending bitcoin payment to friends. Some future use cases we are dealing with include releasing previously unavailable data exchange / sharing opportunities, such as nuclear power plant data exchange, PII involving Enterprise Market Research (Q4) using secret state data prediction, and simpler use cases, such as receipt data exchange and micro customer experience survey. The most beautiful aspect of blockchain technology is the global cooperation opportunities it provides.Source: blocknet
Reasons Why We Should Impose Tariffs on Goods From China...?
Microsoft Officially Launched a New Surface Pro X Product in China
What Does Empty Space in an Atom Consist Of?
Ti Introduced Tps54062's Latest 50mA, 60V Synchronous Step-down Converter, Which Can Simplify the De
MCU Knowledge Is One of the Foundations of Linux Driver Development
"Internet Plus Medical" Has Been Arranged by Internet Giants, Which Promotes the Development of the
Stories and Songs
Forecast of Artificial Intelligence Development in 2020
Two Attitudes Towards Hydrogen Fuel Cells at Home and Abroad
عمليات البحث ذات الصلة
How Does Traditional Market Research Integrate Blockchain
Reasons Why We Should Impose Tariffs on Goods From China...?
Microsoft Officially Launched a New Surface Pro X Product in China
What Does Empty Space in an Atom Consist Of?
Ti Introduced Tps54062's Latest 50mA, 60V Synchronous Step-down Converter, Which Can Simplify the De
MCU Knowledge Is One of the Foundations of Linux Driver Development
"Internet Plus Medical" Has Been Arranged by Internet Giants, Which Promotes the Development of the
Stories and Songs
Forecast of Artificial Intelligence Development in 2020
الاتصال بنا
شخص الاتصال: AI customer service
هاتف: 86 0757-23368757
البريد الإلكتروني: Sales3@sandunjiaju.com سيفا
العنوان: رقم 4 من طريق Xingye ، حديقة Shafu الصناعية ، مدينة Longjiang ، مقاطعة Shunde ، Foshan  
WHATSAPP: +86-15919090839
WECHAT: w87735492
أفضل لمسة أفضل الأعمال
الاتصال المبيعات في JuJiao.
اتصل بنا
+86 0757-23368757
حقوق النشر © 2021 FOSHAN SAN DUN Furniture CO.، LTD. | جميع الحقوق محفوظة | خريطة الموقع